Investing in a family trust or superannuation

By Eben Lok on 09/11/20 - Mins to read: 2 minutes

The decision to invest using a family trust or superannuation depends on an individual's circumstances and should consider their age, number of family members, assessable income, investment options and the need of access to funds. A family trust is a discretionary trust set up to hold a family’s assets or...
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Governance Best Practice: Investment approaches for Australian charitable trusts

By Andrew Bradley on 09/11/20 - Mins to read: 2 minutes

The best performing for-purpose Boards and Investment Committees (ICs) recognise their primary role is one of governance, not operations and certainly not stock picking. The Endowment Approach to investment   For many organisations, investment management was traditionally outsourced to a Trustee company.  Over time high costs and indifferent performance has...
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What are the benefits and costs of establishing a Family Office?

By Andrew Bradley on 09/11/20 - Mins to read: 2 minutes

When making any significant financial decision in life it pays to undertake a detailed benefits and cost analysis. Far more than just a number crunching exercise, it requires an understanding of your unique personal situation and lifestyle factors beyond the short term. The same rule applies when deciding to establish...
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What is a Family Office and what does it do?

By Andrew Bradley on 09/11/20 - Mins to read: 2 minutes

Traditionally, when we think of a Family Office, powerhouse business names like Rockefeller or Rothschild come to mind. However, the concept of a Family Office has been around far longer than the infamy of these families. Family Office has its origins in the stewardship and management of the private wealth...
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The financial mistakes health professionals make early in their career

By Alessandra Forero on 09/11/20 - Mins to read: 2 minutes

As advisors to a significant number of medical professionals, we often see these professionals make less than optimal financial decisions throughout their working career and at retirement. Given the level of commitment and discipline medical professionals need for their careers, finances can often “take the back seat” and decisions can...
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What does the increase in the super contribution age mean for me?

By Andrew Barlow on 09/11/20 - Mins to read: 2 minutes

The Federal Budget for 2020/21, delivered on 6 October 2020 included surprisingly few changes regarding superannuation. Probably the most noteworthy change is that super funds will now follow you when you change employer, rather than the default state of play being that a new fund is created each time. Please...
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