Wealth Accumulation to Retirement

By Andrew Barlow on 13/05/19 - Mins to read: 3 minutes

When you’re young, the thought of saving for retirement may be the last thing on your mind. Few of us have a plan or understanding of where we’re heading, yet most wish to have a fulfilling lifestyle when we retire. To do this, there are key decisions and planning that...
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What you can do about Labor’s proposed franking credit reform

By Andrew Barlow on 13/05/19 - Mins to read: 3 minutes

With an election looming, it is currently forecast that Labor will take government. Perhaps Labor’s most contentious reform is the decision to remove tax refunds for those with excess franking credits on their shares. Put simply, when an investor receives dividends from their Australian shares, these dividends have usually already...
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How much super do I need in retirement?

By Aaron Trombetta on 13/05/19 - Mins to read: 3 minutes

The average Australian couple will need at least $640,000 of savings at retirement to maintain a comfortable lifestyle, a single person will require at least $545,000, according to the most recent statistics released by the Association of Superannuation Funds Australia (ASFA)1. ASFA’s estimated retirement budget is based on the assumption...
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Multiple employers forcing you to exceed your super cap?

By William Buck on 13/05/19 - Mins to read: 3 minutes

When someone is employed, their employer is required to contribute 9.5% of their salary into super, to a maximum of $25,000 per annum. The problem arises however when someone has two or more employment relationships and therefore has more than the $25,000 cap going into the super fund, therefore causing...
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SMSFs lowest in a decade

By Amy Kitson on 13/05/19 - Mins to read: 3 minutes

According to ATO historical figures, the number of SMSFs being set up is at the lowest level in a decade. So, what’s the reason for the slow-down? We asked three experts across our network. According to our experts, policy has impacted the uptake of SMSFs. “Political risk has meant that...
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Boom or bust Property traps in retirement

By Scott Girdlestone on 13/05/19 - Mins to read: 3 minutes

As retirees look to other sources of income to supplement their retirement, many older Australians may be considering riding the coat tails of ‘generation rent’, relying on a steady rent as a retirement income. But is property a good investment when you are retired, looking for an income stream?  Recent...
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