Is your insurance structurally sound

Have you ever thought what would happen to your family if you weren’t around? Especially if they are dependent on you for financial support.  We all know life is full of unexpected events.  The death of a loved one can put enormous strains, both emotionally and financially, on a family.
It is critical to ensure you are not exposed to financial risk through accident or misfortune that could jeopardise you or your family’s lifestyle.  If not properly protected, these risks may seriously undermine, or even completely destroy, you and your family’s financial security.

What is your most valuable asset?

Your most valuable asset is your income.  If you look at everything you’ve achieved, you’ll know that your income covers a lot more than just the bills.  It’s provides for everything you hope to build for the future.
Despite this, it is the one thing many people forget to insure.

  • What if you lost your regular income due to sudden illness or injury?
  • Where will the funds come from to cover mortgage, standard bills, school fees, living essentials and (if appropriate) the fixed costs of running a business?

Income Protection Insurance can help safeguard your income and protect your dreams.  As income protection premiums are generally tax deductible, it may also be more affordable than you imagined.

William Buck Wealth Advisors can help you to make the right choice

William Buck’s independence from any insurance provider ensures that you receive objective, flexible advice that is tailored your needs.    We can help you to review your insurance requirements evaluate policies, ensure that you have the optimum level of cover and  provide practical recommendations

Some of the areas we provide advice on include:

Personal

  • Life Insurance 
  • Total & Permanent Disability 
  • Trauma Insurance
  • Income Protection 
  • Business Expense Cover Business

Business

  • Buy/Sell (equity transfer)
  • Key Person
  • Group Life/Salary Continuance